QuickCedi respects and protects user privacy. Before users utilize our services, we recommend that you carefully read the specific content of this Privacy Policy to help you understand what information we will collect from your device, what information we collect, and how we use this information. QuickCedi will collect, store, share, use, and protect your personal information in accordance with this Privacy Policy. By accepting this policy, you authorize us to implement relevant content in accordance with this policy.
Information Collection
When you visit our app and use our services, we collect your personal information within the following scope to improve service quality. We take user privacy seriously and only collect your personal information if you voluntarily provide it. If you choose not to provide your information or later withdraw consent for us to use it, we may be unable to provide services.
A. Information Collected When Using the App
(1) SMS
To comprehensively assess your creditworthiness, our app requests permission to access your SMS data, including senders, contacts, phone numbers, transaction amounts, etc. We only collect messages related to financial activities and will not collect sent messages or other private texts. This information is used solely for fraud prevention and risk management. SMS data is securely collected and uploaded to our server (https://www.quickcedi.com) via HTTPS. Your data will not be shared with third parties under any circumstances. To delete your data, contact customer service, and we will process it within one week.
(2) Approximate Location Permission
We collect approximate location to verify your declared residence and ensure compliance with geographic restrictions. This helps prevent fraud and ensures loans are provided only to eligible local residents.
(3) Camera
To verify your identity and ensure account security, our app requests camera access to capture ID documents or perform facial recognition. Captured images are securely uploaded to our server (https://www.quickcedi.com) via HTTPS. Your data will not be shared with third parties. To delete your data, contact customer service, and we will process it within one week.
(4) Images
To facilitate uploading your ID or other required documents, our app requests access to your gallery for KYC (Know Your Customer) and anti-fraud purposes. We do not automatically collect your gallery content; you manually select images to upload. Image data is securely uploaded to our server (https://www.quickcedi.com) via HTTPS. Your data will not be shared with third parties. To delete your data, contact customer service, and we will process it within one week.
(5) Installed Applications List
Our app requests access to the list of installed apps on your device. We collect only app names, package names, and update dates for risk assessment and fraud detection—not marketing or sales. All app data is securely uploaded to our server (https://www.quickcedi.com) via HTTPS. Your data will not be shared with third parties. To delete your data, contact customer service, and we will process it within one week.
(6) Device Information
To ensure the stability and security of our services, we collect basic information about your device, including model, operating system version, advertising identifiers (such as GAID/IDFA), network type, etc., such as language and time zone settings.
B. Personal Information Provided by Users
After registration, we process, collect, store, use, and disclose part of your information for the following purposes:
(1) User-Provided Personal Information: Full name, gender, date of birth, ID details, phone number, email address, emergency contact, education level, employment details, monthly income, and bank account information.
(2) Purpose/Usage
a. For identity verification and data accuracy.
b. Monitor, detect, analyze, and prevent crimes, fraud, and business risks.
c. Develop, improve, and maintain risk assessment models.
d. Notify you about products, services, and updates.
e. Resolve complaints and handle personalized requests.
f. Disclose data to meet legal and regulatory obligations.
C. Third-Party Information
We may collect limited information from third parties (e.g., credit agencies, identity verification services) with your explicit consent. QuickCedi never shares data with third parties without permission. Data is transferred securely via HTTPS. We use this data to create your profile, assess creditworthiness, and prevent fraud.
How QuickCedi Stores and Protects User Personal Data
QuickCedi is committed to securing your personal information. Transaction data is protected by 256-bit SSL encryption and stored on our servers (https://www.quickcedi.com). We regularly review this policy and minimize data collection. Access is restricted to authorized personnel under strict confidentiality obligations.
Log Data
If an app error occurs, we collect log data (via third-party tools), including IP address, device name, OS version, app settings, usage time/date, and statistics.
Cookies
Cookies are anonymous identifiers sent to your browser and stored on your device. The app may use third-party libraries that employ cookies. You may accept or reject cookies, but rejecting them may limit service functionality.
Security Measures
We implement physical, administrative, and technical safeguards to protect your data, including:
a. Encryption during transmission. b. OTP verification for account security. c. Regular security reviews. d. Restricted access to authorized personnel. e. Compliance with applicable laws. f. Periodic policy updates.
b. OTP verification for account security.
c. Regular security reviews.
d. Restricted access to authorized personnel.
e. Compliance with applicable laws.
f. Periodic policy updates.
Data Retention and Deletion
We retain data to provide services, comply with legal obligations, resolve disputes, and prevent fraud. Users may delete accounts via the app or website (https://www.quickcedi.com). However: Deleted accounts cannot use services, and data is irrecoverable. Accounts with pending or unpaid orders cannot be deleted until resolved. Users may re-register with the same phone number after 15 days.
Our Responsibility for Personal Data
QuickCedi, as the Data Controller, is responsible for the lawful collection, disclosure, and use of your personal data.
Contact Us
For questions or assistance, email us at support@quickcedi.com
Working Hours:
Monday to Friday, 9:00 AM to 6:00 PM.